News

  There is a renewed air of positivity around the Scottish property market and it’s not simply summer optimism, there are hard stats to back it up. Here we share recent reports that illustrate the extent of the Scottish property market’s recovery and explain what it all means. The Registers of Scotland report looks at […]

Captain Al Kellock led Glasgow Warriors to beat Munster 31-13 and lift the GUINNESS PRO12 trophy in Belfast last month and at Cairn we were ecstatic. Now that the celebrations of the evening are over we’ve had time to reflect and recognise that there’s a lesson investors can take from this huge achievement. Our staff […]

Is your time as a Buy-To-Let property millionaire just around the corner? Stocks and shares are unpredictable and inflation is forcing low interest rates so more people are considering this opportunity. At Cairn we help people with all degrees of experience in investing in residential property to negotiate the challenges of the BTL market. Here […]

April’s pension reforms mean that from the age of 55 onwards people have access to their entire pension pot, and this has led many more people than before to consider residential property investment as an option. The reforms remove the need to buy a traditional annuity and give access to more investment options. Savers can […]

Housing Minister Brandon Lewis announced new measures in March to protect tenants. Regulations for landlords in England were to be brought into line with building regulations for new builds in the UK, and will require the installation of working smoke and carbon monoxide alarms in their properties. Landlords will be required to install smoke alarms […]

If you are interested in buying property for your child, but are concerned about the expense, there are ways to reduce costs. There is an opportunity to invest your money through a trust, rather than buying privately, which means you won’t be charged Capital Gains Tax when the property is sold. Legislation around CGT has undergone […]

With the general election less than one hundred days away, MP’s proposals to tackle the housing crisis in the UK will be a key area of debate. Part of their proposals will be what they plan to do to build more homes, which will of course mean more properties available on the market. The main parties […]

Early 2015 reports suggest a flurry of activity in the property market. The wet and dark days of January traditionally mean slower results in the property market. So, while it remains to be seen whether this flurry of buyers will sustain, it is possible these early birds could be benefiting by buying earlier in the […]

Changes to the pension structure from April 2015 mean that pension holders will be free to access their pension pot. This allows greater flexibility for individuals and opens up a range investment opportunities including BTL investment. Mistoria Group research revealed that there was more than a 20% increase in ‘silver landlords’ buying student property last […]